Due to federal law, you may have to choose a different Medicare plan for 2019. You’ll get plenty of notice about changes and options this fall. But many people like to plan ahead. So here are five tips to get ready now for Medicare Cost plan changes.
Getting ready for Medicare Cost plan changes in 2019
As you might have heard, some people with Medicare Cost plans in Minnesota will need to choose a new Medicare plan for 2019. HealthPartners is here to help you through this transition.
You don’t have to do anything for your 2018 plan. You’ll continue to have your current health plan coverage until Jan 1., 2019, as long as you continue to live in your plan’s service area and pay your plan premiums.
A few ways to start preparing are to find out which counties are affected, visit an information session, and call or chat with us.
I have some questions about what’s happening with Medicare Cost plans. Who can I call or where can I go online to get answers?
Learn about different types of Medicare plans to decide which one is best for you.
The latest questions we're hearing about Medicare changes
Based on a federal law that starts Jan. 1, 2019, Medicare Cost plans won’t continue in most Minnesota counties. The Centers for Medicare & Medicaid Services (CMS) will not renew Medicare Cost plans in counties where there are two or more Medicare Advantage plans with a certain number of members. Use the county lookup tool on this website to see if you live in a county that’s affected.
This change will happen in 66 counties in Minnesota. See if your county is included; just enter your county in the tool on this website with the heading, How will this affect my plan? Cost plans will continue in 21 Minnesota counties (pending CMS approval of the plan contract) and in surrounding states. This includes Wisconsin, North Dakota and South Dakota.
Watch your mail this fall for information about your plan from the Centers for Medicare & Medicaid Services (CMS) and/or your health plan. You’ll get notice about any changes and options for new plans well before you need to make a choice.
Your 2018 Medicare Cost plan covers you through the end of the year, as long as you continue to live in Minnesota and pay your plan premiums.
You can get more coverage than just Original Medicare Parts A and B with these types of plans: Medicare Advantage, Medicare Supplement and Part D drug plans. Learn how these plans work in the article, Other Medicare options if my Cost plan goes away.
It’s important to review your Medicare plan options during the Annual Election Period (AEP) from Oct. 15 to Dec. 7. If your Cost plan will be ending, you can enroll in a new plan for Jan. 1, 2019 during the AEP. Check out these tips and the checklist to help you prepare in the article, 5 tips to get ready now for Medicare Cost changes.
Plans can share details about their 2019 plan options starting Oct. 1. You can see how much plans will cost, the network and other benefits.
It’s too soon to know which doctors will be part of each Medicare plan’s network. You can get that information starting Oct. 1.
If you want to talk to someone, please call the number on the back of your ID card.
If you are a HealthPartners member, you can call or chat with a HealthPartners sales team member (see blue box for information). You can also call Member Services. You may find this article helpful, too: Where to go for info about Medicare Cost plan changes. It includes a handy reference sheet of resources you can call or go to online for more information.